Why An Endowment is Sold or Surrendered

To sell an endowment policy phone 0800 072 1972 and have the value assessed

click here to sell your endowment policy

   
Selling an endowment policy is usually attributed to a change in circumstances such as redundancy, divorce, a change in mortgage arrangements or more recently a disappointing maturity projection by the issuing life office. It is important for anybody thinking about selling an endowment policy to consider all options.

These are:

1.Surrendering the endowment policy direct to the issuing life office.

2. Borrowing against the endowment policy, either from the issuing life office or from a bank using the endowment policy as security.

3. Making the endowment policy 'paid up' which means no further premiums are payable on the endowment policy, but reduced benefits will be received on death or maturity.

4. Selling the endowment policy on the second-hand market.


Selling Your Endowment

Policyholders should also remember that if they surrender or sell their endowment policy they will lose the benefit of the life assurance protection.

However if you have considered these alternatives and have decided to encash your with profit endowment policy then we should be able to help you get the best price.

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Mortgage Arrangers, Equity House, 225 Hatherley Road, Cheltenham Gloucestershire GL51 6HF