selling endowment

Selling Endowments

Why An Endowment is Sold or Surrendered

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Selling endowments is usually attributed to a change in circumstances such as redundancy, divorce, a change in mortgage arrangements or more recently a disappointing maturity projection by the issuing life office. It is important for anybody thinking about selling endowments to consider all options.

These are:

1.Surrendering the endowment policy direct to the issuing life office.

2. Borrowing against the endowment policy, either from the issuing life office or from a bank using the endowment policy as security.

3. Making the endowment policy 'paid up' which means no further premiums are payable on the endowment policy, but reduced benefits will be received on death or maturity.

4. Selling endowments on the second-hand market.


Reasons for Selling Endowment

Policyholders should also remember that if they surrender or sell their endowment policy they will lose the benefit of the life assurance protection.

However if you have considered the above alternatives and have decided that the selling endowment option is right for you, then we should be able to help you get the best price.

Selling endowments for more than the surrender value to traded endowment buyers

Selling endowments the quick and easy way

Selling endowments for profit

 

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Selling Endowment, Equity House, Hatherley Road, Cheltenham Gloucestershire GL51 6HF