Selling Endowment ?

click here if you are selling an endowment policy or want a price for selling endowments

If you are looking at selling an endowment, or selling all your endowments (whether they are mortgage endowments or general savings and investment endowments) then click the red link above to fill in the short form for a "selling endowment" free valuation. Whole of life endowments are also suitable, but unit linked endowments will not attract an offer due to the nature of their make up.

A unit linked endowment is not a policy that is suitable for selling simply because it is invested in an investment fund that is made up of units which rise and fall in a similar fashion to stocks and shares.

As opposed to a "with profits" endowment policy who's fund comprises a guaranteed minimum payout (albeit relatively small) plus added annual reversionary bonuses that steadily increase it's overall value year on year, (the bonus's once added cannot be taken off again) and a terminal bonus to cap it all off at maturity.

It is the combination of minimum guarantees and terminal bonus that make it a "good buy" for the investor in second-hand endowment policies.

Selling endowments is achievable if the endowment policy matches the qualifying financial criteria that make it a viable investment for a second-hand endowment policy buyer.

First and foremost the person selling the endowment must be the owner of the endowment (you can not sell someone else's endowment policy!)

Endowment selling is a very simple procedure. If you are considering selling your endowment policy the most difficult part will be finding the information needed and then filling in the form. However each section of the selling endowment form has an information button against each field that will tell you where to get the information needed.

More endowment policy holders are selling their endowment policies now that the internet makes financial transactions quick, secure and easy.

Selling endowments has become a real alternative to surrendering the policy, ever since the Financial Services Authority made it compulsory for the issuing life assurance companies to inform the policy holder of the alternative option of selling endowments, when they are approached to surrender the endowment policy.